Tag Archives: Financial Planning

What Are Ruggie Rules?

3DBookThe Ruggie Rules are the rules I live by professionally and insist my team live by as well. They are not just part of our firm’s culture. They are part of our lives.

Whether you use our services or not, we want you to be able to benefit from the Ruggie Rules. Use them as a basis of comparison before you select an advisor. If you’re considering making a change from your current advisor, use them to develop a checklist or to frame the questions you want answered. I won’t deny that these rules place the way we do business in a good light. Once you understand what’s behind them, we think you will agree that they make companies that adhere to them the types of firms you WANT to do business with.

Ruggie Rules advocate on behalf of investors. In the case of those nearing or entering retirement, they don’t just address growing and preserving your wealth, they look at growing and preserving your quality of life and peace-of-mind throughout your golden years.

To Your Continued Success!
Thomas Ruggie

To learn more about receiving a copy of Ruggie Rules, call us at 352.343.2700 or simply fill out the online form in the sidebar on the Ruggie Rules landing page.

Special Note From Tom Ruggie: Market Volatility And The RWM Process

9887 Tom Ruggie in front of RcroppedWhile the current market volatility is uncomfortable, it’s not unusual or unexpected. And while we know we CAN’T control external factors such as what is happening in Washington, Wall Street or Main Street, (or China or Greece for that matter), we CAN and DO control how we prepare for and respond to fluctuations that may result from those factors.

At Ruggie Wealth Management, we believe in and stick to a process that:

  • Ensures our clients’ goals match their current situations
  • Provides sound financial planning
  • Utilizes disciplined investment management
  • And offers responsive client service

These are things we CAN control. Our process helps us consistently make good decisions over time, and to take emotion out of the equation. And while in the short-term good decisions may not produce desired results, we stick to the process because we know it has paid off consistently over full market cycles.

The education and communication we provide through vehicles such as this Weekly Commentary are part of this process. This week, we will send out our first Video Commentary (watch for it by week’s end). In it, we will discuss what we’re seeing in the market, what we’re doing to monitor your investments and how we will make adjustments if and/or when they are needed.

We value your relationship and partnership and our team is here to talk with you whenever you need us. We invite you to let us know what you think about this newest way of staying in touch. Let us know, too, if anyone you know might benefit from the RWM level of service you’ve come to expect.