Tavares | Winter Park | The Villages

Strategic Partnerships

By creating strategic partnerships and alliances with other leading firms, we are able to seamlessly manage numerous aspects of our clients’ financial situations, including:

• Investment management
• Estate planning and trust services
• Business advisory services
• Retirement Planning
• Charitable planning
• Tax planning
• Asset protection
• Insurances
• Marketing
  

As part of a clients’ team of trusted advisers, we also work closely with their attorneys, CPAs, payroll companies and insurance companies to help with even their most sophisticated financial needs. Our partnerships and alliances serve to combine the products, services and talents of other leaders in their respective industries with the comprehensive wealth advisory services of Ruggie Wealth Management.

Ruggie Wealth Management Partnerships Include:

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Destiny Wealth Partners, based in Central Florida, is a Registered Investment Advisor (RIA) founded by Thomas H. Ruggie, CHFC®, CFP®, who is also Founder and CEO of Ruggie Wealth Management, Destiny Family Office and Destiny 401(k).

Destiny Wealth Partners manages the investment portfolios for these firms, and provides wealth management services, consulting, financial planning, retirement planning, and investment supervisory services.

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Destiny Family Office helps individuals and families see more clearly across the chasm that separates them from where they are to where they want and need to be—not just for themselves but for decades and generations into the future. We help those we are privileged to serve to better imagine, create and live their Destiny.

Our Multi-Family Office provides comprehensive investment and life-planning solutions to affluent individuals, entrepreneurs, entertainers, athletes and their families, structuring and preserving their wealth for future generations in a profoundly personal and hands-on way which ensures the best-possible alignment of interest between our advisors and our clients.

We use our passion for empowering people to focus on what is most important to them, so they may live their best lives and have the greatest impact on the world around them.

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In the Bag…Professional Golfer David Vanegas has been spotted on the PGA Latin America and Web.Com golf tours sporting a Ruggie Wealth logo on his golf bag. David won the Colombian Open in 2014 and the Abierto Internacional de Golf II Copa Antioquia in Rionegro in 2010, an event co-sanctioned by the European Challenge Tour and the Canadian Tour.

While we serve many families, we operate as though we are the team serving a single family: getting to know them intimately, appreciating both their articulated and unarticulated needs, helping them to appreciate all they do not know and often do not see, and working to deliver an exceptional experience uniquely tailored to them.

Destiny Family Office is built on a broad range of expertise in the management of investments and portfolios, asset protection, budgeting, educational funding, and philanthropy.

From the perspective of our clients, it’s more—so much more—than how we manage their financial needs and implement strategies; it’s how we stand beside them along their journey, helping them to better navigate the great complexity that encompasses their business, financial and personal worlds.

Our professionals align with diverse experts who create a cohesive plan. Together, we work as one – focusing entirely on our clients’ needs, wants and goals to achieve their mission and goals.

With more than 30 years of experience providing wealth management to entrepreneurial and innovative individuals, families and family firms, we understand the unique challenges they face — and how to address them.

407.644.2701
[email protected]
DestinyFamilyOffice.com

Headquarters
620 N. Denning Dr.
Winter Park, FL 32789

Offices also in • Tavares • The Villages® • Savannah

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Destiny Wealth Partners Launches Destiny Private Trust to Bring You World-Class Trust Services

We are excited to announce that Destiny Wealth Partners, RIA for Ruggie Wealth, Destiny Family Office and KCG Investment Advisory Services, has expanded our trust solutions for clients whose financial, family or business needs require the services of a corporate trustee, with the launch of Destiny Private Trust, a Trust Representative Office of National Advisors Trust Company (NATC).

Destiny Private Trust reflects an evolution of the breadth and depth of comprehensive wealth management services our firms are already offering our clients and their families through every life stage and across generations.

With $10+ billion in assets under administration, NATC is the largest advisor-owned, independent trust company in the U.S. It is nationally-chartered and regulated by the Office of the Comptroller of the Currency, (a bureau of the U.S. Treasury Department), and is a member of the Federal Deposit Insurance Corporation.

Your Destiny Private Trust advisor and your estate planning attorney can create a solid, effective estate plan that helps you minimize estate transfer and gift taxes while providing a flexible trustee solution. Together, we help improve the overall transfer of wealth between generations, and help you remain confident about the future of your estate.

Your estate planning professional can work with you to recommend and establish the appropriate trust. He or she will choose Destiny Wealth Partners as your investment advisor and Destiny Private Trust as a corporate trustee, co-trustee or agent for trustee. Families can retain as much involvement and responsibility with the trust as desired.

Individuals sometimes appoint themselves, a family member, attorney, or family friend as trustee of their trusts. We know there’s no one-size-fits-all trustee solution that works for every situation. For many individuals, the administrative aspects of serving as trustee are time consuming, challenging and can carry risk. It may be difficult to ensure compliance with the trust document.

By appointing Destiny Private Trust to act as the agent, the trustee will still retain fiduciary responsibility, while the trust company provides asset custody, trust-style statements and trust officer support.

Destiny Private Trust works directly with the trustee to manage trust assets, help perform trust administration duties as outlined in the trust document, such as distributions, statement production, tax reporting and bill paying and achieve the stated financial objectives.

For more information, talk with your Ruggie Wealth Advisor.

 Trust Services Include:

  • Revocable Trusts
  • Charitable Trusts
  • Irrevocable Trusts
  • Agent for Trustee
  • Special Needs Trusts
  • Marital Trusts
  • Bypass Trusts
  • Generation Skipping Trusts
  • Dynasty Trusts
  • Irrevocable Life Insurance Trust
  • Qualified Terminable Interest Property
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Through our RIA, Destiny Wealth Partners, we have access to Mercer Financial Intermediary Services/Mercer Research (Mercer), and Vivaldi Capital Management’s Alternative Investment Platform, powered by Vivaldi Investment Research, (Vivaldi), for a range of customized investment services including manager research and ratings, model portfolios, manager selection, consolidation of reporting, custom fund implementations and due diligence across the investable universe.

Mercer is a wholly owned subsidiary of Marsh & McLennan Companies (NYSE: MMC), and has employees based in 44 countries and 56 cities. They have $15 trillion under advice as of June 30, 2019, $305 billion under management as of December 31, 2019, and $7 trillion in subscriber assets. Their investment services offering includes access to one of the largest manager research platforms in the industry.
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First Trust Capital Solutions, L.C. (formerly Vivaldi) is an SEC-registered investment advisor that specializes in diversified alternative and income-oriented investments including real assets, private equity, private credit and bespoke hedge fund solutions. It manages more than $3B for ultra-high-net-worth families, institutions and advisors. They also provide technology, infrastructure and operational support.

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PRFect-logo-250wAdvertising, PR and interactive/digital firm specializing in the financial, healthcare, legal and other professional fields. PRfect Creative serves as Ruggie Wealth Management’s marketing company.

 

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