Tavares | Winter Park | The Villages

Tom Ruggie, ChFC®, CFP® Speaks at Investment News RIA Summit

Tom was invited to join other national thought leaders and change-makers in a panel discussion of “Fee-Based Everything”. In this live event, held November 7-8, 2022 in Boston, they discussed why there are now more options than ever, including alternative investments, for RIAs looking to deliver best-in-class solutions for clients. Tom has written an article about the prominence of alternative investments, recently published on Forbes.com.

Financial Advisor Magazine Ranks Destiny Wealth Partners Among Top RIA Firms Nationwide

Central-Florida based Destiny Wealth Partners has again been recognized by Financial Advisor Magazine, earning the firm a ranking of 340 (up 49 places since 2021) in the magazine’s list of Top RIA Firms in the nation, the 12th time the firm has received this recognition.

“Recognition in such an important industry publication for the 12th time is extremely rewarding, as is the confidence our clients have demonstrated in our team, our processes, our fiercely independent focus, and our ability to grow through a decade marked by both market challenges and rewards,” said Tom Ruggie, ChFC®, CFP®,  Destiny Wealth Partners Founder and CEO of Ruggie Wealth Management and Destiny Family Office, flagship firms of the RIA along with KCG Investment Advisory Services, Savannah, GA.

“We believe our growth reflects our commitment to embracing the fiduciary standards of objectivity, independence and putting clients’ interests first,” said Tom. “Doing so comes naturally, as these are things we believe deeply in and that reflect our core values as a firm.”

FA’s 2022 RIA Survey and Ranking report is an annual survey that ranks firms based on five criteria: 2021 year-end assets; percentage growth in assets from the previous calendar year, average assets per client, percentage growth in assets per client, and percentage change in number of clients,  and is the premier industry ranking of independent RIA growth. Financial Advisor Magazine is a major publication targeted to financial professionals and aims to deliver essential market information and strategies to help advisors better serve their clients and grow their firms. There are no fees or other considerations required of RIAs who are considered for this ranking.

“I believe this recognition is another wonderful yardstick by which to measure our team’s success in making meaningful contributions in the financial lives of our clients,” he added.

Mark Dickerson, ChFC®, CFP® Earns Certification as Divorce Financial Analyst

Ruggie Wealth Management’s Senior Wealth Advisor Mark Dickerson, ChFC®, CFP® has added the designation of Certified Divorce Financial Analyst® to his credentials as a Chartered Financial Consultant® and CERTIFIED FINANCIAL PLANNERTM. The designation was earned following rigorous coursework set forth by The Institute for Divorce Financial Analysts (IDFA™) and successful completion of a certification exam.

The announcement was made by Tom Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Wealth Partners, independent RIA for Ruggie Wealth Management, Destiny Family Office and KCG Investment Advisory Services in Savannah.

“Even with more than two decades of experience in the financial field, Mark continues to demonstrate his commitment to our firms, our clients, and our profession by expanding his skills and knowledge,” said Tom.

A CDFA® is trained to provide financial advice on divorce cases and to educate clients on the financial implications of different divorce settlement proposals. The CDFA® designation is sponsored by the IDFA™, which helps ensure the financial health and welfare of the divorcing public by certifying professionals who uphold their high standards.

“To help effectively manage the transition through divorce and the years following, it may be important for a divorcing spouse to have a knowledgeable CDFA®, along with an attorney as part of his or her team,” said Mark. “This may be particularly important when minor children, substantial assets or businesses are involved, or for so-called ‘Grey Divorces’ of those 55 years of age or older, particularly if one spouse has not consistently been involved in managing the details of her/his finances, taxes, and investments during the marriage,” he added.

A CDFA® can assist in evaluating assets, liabilities, compensation, adverse tax consequences, and available retirement and employee benefits. Certification requires successful completion of the CDFA® Exam, continuing education in the field, and commitment to uphold the Institute’s Code of Ethics and Professional Responsibility.

If you or someone you know is going through a high-net-worth divorce, or if there are a lot of marital assets to be divided, it’s a good idea to hire a Certified Divorce Financial Analyst®. Contact Mark at 352.343.2700 or [email protected]

Deconstructing a Collection: Preparing Your Family to Handle Your Investment Down the Road

Tom Ruggie, ChFC®, CFP®, uses his own considerable sports memorabilia collection and situation as the basis for his recently published Forbes.com article. He notes, “With more than 200 million collectors of varying types worldwide, it’s not surprising many of my high-net-worth and ultra-high-net-worth clients are acquiring all kinds of collectibles such as artwork, fine wine and spirits, jewelry, coins, vintage and classic cars, and arms and armaments as investments.”

He goes on to discuss how his own penchant for collecting has informed the way he interacts with, and coaches, like-minded clients, and focuses on the importance of having a well-thought-out plan that can provide crucial guidance to your family or heirs if collecting intersects with your worst day ever. At Forbes.com.

Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor.

Tom Ruggie Co-Hosts National Collectors’ Program

Tom Ruggie, ChFC®, CFP® was the guest host, recently, on the GR8 American Collectibles Show, presented by Professional Sports Authenticator (PSA) and the National Sports Collectors Convention. The program airs Wednesdays at 6 p.m. EST on www.PSAcard.com, and can be seen or heard nationally on Pandora, I Heart Radio, YouTube, from the PSA Facebook page, Boston-area radio stations and more. Tom was interviewed for about 40 minutes about his deep passion for sports and sports collectibles, about collecting as an investment, and about what collectors need to know to prepare and protect their families if they are making their collection a part of their estate plans. The interview followed a six-page article in the July 2022 issue of PSA Magazine, titled The Autograph Archivist, highlighting Tom’s collection and expertise in helping like-minded high-end collectors with their financial needs, and his article on Forbes.com, titled Deconstructing A Collection: Preparing Your Family To Handle Your Investment Down The Road.
For this episode radio personality, author, and entrepreneur Tom Zappala (who usually teams up with former Boston Red Sox star Rico Petrocelli), was joined by John Molori, co-author with Tom and Ellen Zappala, of The Cracker Jack Collection: Baseball’s Prized Players. The Zappalas are also co-authors of award-winning books such as The T206 Collection: The Players & Their Stories, the 2016 release, The 100 Greatest Baseball Autographs, and most recently The Diamondbacks Collection: 50 of the Greatest Cards in Sports Collecting History, which details the stories behind cards in the collection of Ken Kendrick, managing general partner of the Arizona Diamondbacks. Molori’s credits include Patriots Football Weekly, Boston Baseball Magazine, SiriusXM, and ESPNW.com.

Thomas Ruggie, CHFC®, CFP® Named To Barron’s 1200 Top Financial Advisors for 10th Time

Central Florida-Based Ruggie Wealth Management’s CEO Named for 10th Time: Eight Years Straight

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to Barron’s list of America’s Top 1,200 Advisors: 2022, the 10th time Ruggie has earned this distinction, and the eighth straight year.

As Barron’s explains, they publish their annual Top 1200 Advisors by State compilation to recognize advisors demonstrating exceptional professionalism, client service and community involvement. Among the factors the “Barron’s Top 1,200 Advisors” ranking takes into consideration are quality of practice, assets under management, revenues, and philanthropic work.

“It is an honor to again be ranked among our nation’s top financial advisors by one of the most respected names in the financial industry,” said Ruggie of the ranking which recognizes both an elite group of independent financial professionals and large wirehouses.

“I believe our clients turn to us because of our dedication to placing their interests above ours, for the strength of our processes and collective wisdom of our team, and for our unwavering focus on helping them achieve the financial goals they’ve been dreaming of and working for their whole lives. To once again be named among Barron’s Top Advisors is an honor that reinforces that what we are doing on our clients’ behalf brings real value to our relationship with them.”

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As one of the flagship companies of Destiny Wealth Partners, Ruggie Wealth Management offers a broad range of services and products to help clients achieve their financial goals.

The firm has offices in Tavares, Winter Park and The Villages®, FL.

The Barron’s Top 1200 Financial Advisors is a select group of individuals who are screened on a number of different criteria. Rankings are based on data provided by over 6,000 advisers from across the nation. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Portfolio performance is not a factor. Please see www.barrons.com for more information. Ruggie Wealth Management has not paid a fee to be eligible for this award. Barron’s does not require membership or payment in order for award participants and/or applicants to be considered for an award designation.

About Tom Ruggie

Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom Ruggie is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of three books available on Amazon: Ruggie Rules, Financial Wellness: How to Improve the Retirement Outcomes of Your Employees, and Ruggie WealthCare Retirement Scorecard

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Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor.

Destiny Wealth Partners Expands Team to Keep Pace With Growth: Michael J. Marrone, II Joins Nearly $1B AUM RIA as Operations Manager

Michael J. Marrone, II, an operations veteran with global, hands-on experience with both small and large firms in the investment management industry, has joined Central Florida-based Destiny Wealth Partners as its operations manager. In this role, Michael will be supporting the growth trajectory, and expanding capabilities and service offerings, of a nationally recognized independent firm that serves various clients including the complex needs of high-net-worth and ultra-high-net-worth clients.

“I am thrilled to welcome Michael,” said Thomas Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Wealth Partners, an independent RIA that conducts business as Ruggie Wealth Management, Destiny Family Office, and KCG Investment Advisory Services (Savannah). Destiny Wealth Partners currently has approximately $1 Billion in Assets Under Management and Advisement.

“Michael has earned a reputation for his exceptional leadership and strategic thinking, with a focus on client service and support. He recognizes the importance of consistently delivering an exceptional client experience and therefore continually innovates in the areas of people, systems, and processes. Culturally, he is a great fit for our organization and the clients we serve,” said Ruggie.

Marrone comes to the firm with more than 20 years of experience, most recently working with RIAs that served high-net-worth and ultra-high-net-worth clients, as well as institutions and foundations, helping them scale their operations and systems. He has served on the boards of private investment projects in the UAE, Spain, and Norway.

Marrone enjoys spending time with his family, boating, skiing, and participating in activities that promote health & fitness.

Thomas Ruggie, CHFC®, CFP® Named Among Forbes 2022 Standout Wealth Advisors

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to this year’s Forbes Best-In-State Wealth Advisors’ list for the 4th time, (which reflects inclusion every year since the inception of the rankings). This year, he was ranked #4 in North Florida.

Forbes includes advisors from national wirehouses as well as independent RIAs in its rankings which spotlights the top-performing advisors across the country.  Determined by SHOOK Research, the list is based on an algorithm of qualitative and quantitative criteria, including in-person interviews, industry experience, assets under management, compliance records, and those who embrace best practices in their practices and approach to working with clients, and community involvement.

“Competition is steep to be selected for this list, and those who make the cut represent a very high level of achievement in serving their clients’ wealth management needs,” said Ruggie. “I believe our clients turn to us because of our dedication to placing their interests above ours, and for the strength of our processes and collective wisdom of our team. To be named to this list is an honor that reinforces we are doing what we set out to do on our clients’ behalf.”

According to SHOOK, “we scour the financial services industry—banks, brokerages, custodians, insurance companies, clearing houses and others for nominations.  Only about 2000 Advisors make the final listing.”

Unlike other advisor rankings, SHOOK Research creates rankings of role models—advisors who are leading the way in offering best practices and providing a high-quality experience for clients.

Neither Forbes nor SHOOK receive a fee in exchange for rankings.

Ruggie has received other national recognitions including being named to the Barron’s Top 1200 Advisors 10 times.

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of Destiny Wealth Partners, Ruggie Wealth offers a broad range of services and products to help clients achieve their financial goals.

The firm has offices in Tavares, Winter Park and The Villages®, FL, partnering firm KCG Investment Advisory Services in Savannah, GA, and is affiliated with Destiny Family Office, which is also a Destiny Wealth Partners’ firm.

About Tom Ruggie
Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. In 2016, he founded Destiny Family Office, to simplify complexity for client families on a financial, business and personal level. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of three books available on Amazon: Ruggie Rules, Financial Wellness: How to Improve the Retirement Outcomes of Your Employees, and Ruggie WealthCare Retirement Scorecard. Visit Ruggie Wealth Management online at ruggiewealth.com and become a follower on Twitter and a fan on Facebook.

The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes or SHOOK receive a fee in exchange for rankings.

Destiny Family Office Named 2022 Family Wealth Report Awards Finalist

Prestigious Annual Award Recognizes Innovation and Other Attributes

Destiny Family Office, a Destiny Wealth Partners firm, has been named a finalist in the prestigious 9th Annual Family Wealth Report Awards in the Multi-Family Office category (up to and including $2.5 Billion in Assets Under Management/Assets Under Advisement).

According to Stephen Harris, ClearView Financial Media’s CEO, and publisher of Family Wealth Report, “The Annual Family Wealth Report Awards recognize the most innovative and exceptional firms, teams and individuals serving the family office, family wealth and trusted advisor communities in North America.”

“We founded our firm with a mission and purpose forged by what we saw as an unanswered need in the marketplace: families seeking advocacy, compelling wealth and investment management capabilities, and execution—without compromise,” said Tom Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Family Office.

“While we serve many families, we operate as though we are the team serving a single family. We seek to get to know them intimately, coming to appreciate both their articulated and unarticulated needs, their challenges and aspirations. Only then can we truly deliver an exceptional experience uniquely tailored to them—a hallmark of our firm.

“From the perspective of our clients, it’s more than how we manage their financial needs and implement strategies; it’s how we stand beside them along their journey, helping them to better navigate the great complexity that encompasses their business, financial and personal worlds.”

The awards are judged by an expert panel of more than 40 judges, and finalists are selected on entrants’ submissions and their response to questions across a range of qualitative and quantitative criteria and performance metrics. The judging process is rigorous and independent.

“The firms and individuals in the 9th Family Wealth Report program are worthy competitors and the ones who have reached the Finalist stage are truly outstanding,” said Harris.

Winners will be announced May 4, 2022, at the Family Wealth Report Gala at the Mandarin Oriental in New York City.

About Destiny Family Office  

Destiny Family Office is a Multi-Family Office founded in 2016 by CEO Thomas Ruggie, a Chartered Financial Consultant (ChFC®), CERTIFIED FINANCIAL PLANNER™ (CFP®) and a 30-year veteran of the investment and financial planning industries. It was created to simplify complexity for its high-net-worth and ultra-high-net-worth client families and to empower them to focus on what is most important, so they may live their best lives and have the greatest impact on the world around them. Tom Ruggie began his career in 1991 and subsequently founded Ruggie Wealth Management, also a Destiny Wealth Partners Firm, which has nearly $1B in Assets Under Management. He has been ranked among Barron’s Top 1200 Advisors nine times, as a Forbes Best-in-State Advisor since its inception, and has been a Forbes Finance Council member since 2016.

About Family Wealth Report 

Family Wealth Report provides unique and essential business intelligence on the world of North American family wealth—straight to subscribers’ inboxes every day along with an archive of almost 200,000 relevant articles. It is part of the global WealthBriefing Network. Family Wealth Report is published by ClearView Financial Media with more than 20 years of experience providing information to the international financial services sector.

Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office and Ruggie Wealth Management. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Destiny Family Office is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Destiny Family Office by any of its clients. Rankings published by magazines, and others, may base their selections on information prepared and/or submitted by the recognized adviser. Barron’s rankings are based on factors including assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work.

 

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