Tavares | Winter Park | The Villages

Thomas Ruggie, CHFC®, CFP® Named To Barron’s 1200 Top Financial Advisors for 10th Time

Central Florida-Based Ruggie Wealth Management’s CEO Named for 10th Time: Eight Years Straight

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to Barron’s list of America’s Top 1,200 Advisors: 2022, the 10th time Ruggie has earned this distinction, and the eighth straight year.

As Barron’s explains, they publish their annual Top 1200 Advisors by State compilation to recognize advisors demonstrating exceptional professionalism, client service and community involvement. Among the factors the “Barron’s Top 1,200 Advisors” ranking takes into consideration are quality of practice, assets under management, revenues, and philanthropic work.

“It is an honor to again be ranked among our nation’s top financial advisors by one of the most respected names in the financial industry,” said Ruggie of the ranking which recognizes both an elite group of independent financial professionals and large wirehouses.

“I believe our clients turn to us because of our dedication to placing their interests above ours, for the strength of our processes and collective wisdom of our team, and for our unwavering focus on helping them achieve the financial goals they’ve been dreaming of and working for their whole lives. To once again be named among Barron’s Top Advisors is an honor that reinforces that what we are doing on our clients’ behalf brings real value to our relationship with them.”

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As one of the flagship companies of Destiny Wealth Partners, Ruggie Wealth Management offers a broad range of services and products to help clients achieve their financial goals.

The firm has offices in Tavares, Winter Park and The Villages®, FL.

The Barron’s Top 1200 Financial Advisors is a select group of individuals who are screened on a number of different criteria. Rankings are based on data provided by over 6,000 advisers from across the nation. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Portfolio performance is not a factor. Please see www.barrons.com for more information. Ruggie Wealth Management has not paid a fee to be eligible for this award. Barron’s does not require membership or payment in order for award participants and/or applicants to be considered for an award designation.

About Tom Ruggie

Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom Ruggie is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of three books available on Amazon: Ruggie Rules, Financial Wellness: How to Improve the Retirement Outcomes of Your Employees, and Ruggie WealthCare Retirement Scorecard

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Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor.

Destiny Wealth Partners Expands Team to Keep Pace With Growth: Michael J. Marrone, II Joins Nearly $1B AUM RIA as Operations Manager

Michael J. Marrone, II, an operations veteran with global, hands-on experience with both small and large firms in the investment management industry, has joined Central Florida-based Destiny Wealth Partners as its operations manager. In this role, Michael will be supporting the growth trajectory, and expanding capabilities and service offerings, of a nationally recognized independent firm that serves various clients including the complex needs of high-net-worth and ultra-high-net-worth clients.

“I am thrilled to welcome Michael,” said Thomas Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Wealth Partners, an independent RIA that conducts business as Ruggie Wealth Management, Destiny Family Office, and KCG Investment Advisory Services (Savannah). Destiny Wealth Partners currently has approximately $1 Billion in Assets Under Management and Advisement.

“Michael has earned a reputation for his exceptional leadership and strategic thinking, with a focus on client service and support. He recognizes the importance of consistently delivering an exceptional client experience and therefore continually innovates in the areas of people, systems, and processes. Culturally, he is a great fit for our organization and the clients we serve,” said Ruggie.

Marrone comes to the firm with more than 20 years of experience, most recently working with RIAs that served high-net-worth and ultra-high-net-worth clients, as well as institutions and foundations, helping them scale their operations and systems. He has served on the boards of private investment projects in the UAE, Spain, and Norway.

Marrone enjoys spending time with his family, boating, skiing, and participating in activities that promote health & fitness.

Thomas Ruggie, CHFC®, CFP® Named Among Forbes 2022 Standout Wealth Advisors

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to this year’s Forbes Best-In-State Wealth Advisors’ list for the 4th time, (which reflects inclusion every year since the inception of the rankings). This year, he was ranked #4 in North Florida.

Forbes includes advisors from national wirehouses as well as independent RIAs in its rankings which spotlights the top-performing advisors across the country.  Determined by SHOOK Research, the list is based on an algorithm of qualitative and quantitative criteria, including in-person interviews, industry experience, assets under management, compliance records, and those who embrace best practices in their practices and approach to working with clients, and community involvement.

“Competition is steep to be selected for this list, and those who make the cut represent a very high level of achievement in serving their clients’ wealth management needs,” said Ruggie. “I believe our clients turn to us because of our dedication to placing their interests above ours, and for the strength of our processes and collective wisdom of our team. To be named to this list is an honor that reinforces we are doing what we set out to do on our clients’ behalf.”

According to SHOOK, “we scour the financial services industry—banks, brokerages, custodians, insurance companies, clearing houses and others for nominations.  Only about 2000 Advisors make the final listing.”

Unlike other advisor rankings, SHOOK Research creates rankings of role models—advisors who are leading the way in offering best practices and providing a high-quality experience for clients.

Neither Forbes nor SHOOK receive a fee in exchange for rankings.

Ruggie has received other national recognitions including being named to the Barron’s Top 1200 Advisors 10 times.

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of Destiny Wealth Partners, Ruggie Wealth offers a broad range of services and products to help clients achieve their financial goals.

The firm has offices in Tavares, Winter Park and The Villages®, FL, partnering firm KCG Investment Advisory Services in Savannah, GA, and is affiliated with Destiny Family Office, which is also a Destiny Wealth Partners’ firm.

About Tom Ruggie
Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. In 2016, he founded Destiny Family Office, to simplify complexity for client families on a financial, business and personal level. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of three books available on Amazon: Ruggie Rules, Financial Wellness: How to Improve the Retirement Outcomes of Your Employees, and Ruggie WealthCare Retirement Scorecard. Visit Ruggie Wealth Management online at ruggiewealth.com and become a follower on Twitter and a fan on Facebook.

The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes or SHOOK receive a fee in exchange for rankings.

Destiny Family Office Named 2022 Family Wealth Report Awards Finalist

Prestigious Annual Award Recognizes Innovation and Other Attributes

Destiny Family Office, a Destiny Wealth Partners firm, has been named a finalist in the prestigious 9th Annual Family Wealth Report Awards in the Multi-Family Office category (up to and including $2.5 Billion in Assets Under Management/Assets Under Advisement).

According to Stephen Harris, ClearView Financial Media’s CEO, and publisher of Family Wealth Report, “The Annual Family Wealth Report Awards recognize the most innovative and exceptional firms, teams and individuals serving the family office, family wealth and trusted advisor communities in North America.”

“We founded our firm with a mission and purpose forged by what we saw as an unanswered need in the marketplace: families seeking advocacy, compelling wealth and investment management capabilities, and execution—without compromise,” said Tom Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Family Office.

“While we serve many families, we operate as though we are the team serving a single family. We seek to get to know them intimately, coming to appreciate both their articulated and unarticulated needs, their challenges and aspirations. Only then can we truly deliver an exceptional experience uniquely tailored to them—a hallmark of our firm.

“From the perspective of our clients, it’s more than how we manage their financial needs and implement strategies; it’s how we stand beside them along their journey, helping them to better navigate the great complexity that encompasses their business, financial and personal worlds.”

The awards are judged by an expert panel of more than 40 judges, and finalists are selected on entrants’ submissions and their response to questions across a range of qualitative and quantitative criteria and performance metrics. The judging process is rigorous and independent.

“The firms and individuals in the 9th Family Wealth Report program are worthy competitors and the ones who have reached the Finalist stage are truly outstanding,” said Harris.

Winners will be announced May 4, 2022, at the Family Wealth Report Gala at the Mandarin Oriental in New York City.

About Destiny Family Office  

Destiny Family Office is a Multi-Family Office founded in 2016 by CEO Thomas Ruggie, a Chartered Financial Consultant (ChFC®), CERTIFIED FINANCIAL PLANNER™ (CFP®) and a 30-year veteran of the investment and financial planning industries. It was created to simplify complexity for its high-net-worth and ultra-high-net-worth client families and to empower them to focus on what is most important, so they may live their best lives and have the greatest impact on the world around them. Tom Ruggie began his career in 1991 and subsequently founded Ruggie Wealth Management, also a Destiny Wealth Partners Firm, which has nearly $1B in Assets Under Management. He has been ranked among Barron’s Top 1200 Advisors nine times, as a Forbes Best-in-State Advisor since its inception, and has been a Forbes Finance Council member since 2016.

About Family Wealth Report 

Family Wealth Report provides unique and essential business intelligence on the world of North American family wealth—straight to subscribers’ inboxes every day along with an archive of almost 200,000 relevant articles. It is part of the global WealthBriefing Network. Family Wealth Report is published by ClearView Financial Media with more than 20 years of experience providing information to the international financial services sector.

Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office and Ruggie Wealth Management. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Destiny Family Office is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Destiny Family Office by any of its clients. Rankings published by magazines, and others, may base their selections on information prepared and/or submitted by the recognized adviser. Barron’s rankings are based on factors including assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work.

 

Ruggie Wealth Management Welcomes Mark Dickerson, ChFC®, CFP®

We are excited to announce that 25-year financial services veteran Mark Dickerson, ChFC®, CFP® has joined Ruggie Wealth Management as a senior wealth advisor. He joins Senior Wealth Manager and Partner Jorge Romero, CFP® in serving clients primarily from our firm’s office located in The Villages®.

“I am thrilled to welcome Mark,” said CEO and Founder Tom Ruggie, ChFC®, CFP®. “The marketplace as a whole is clamoring for high value, no matter the industry or profession. Culturally, and from a client-service model, Mark is deeply aligned with our longstanding commitment to put our clients’ best interests first, and to bring real value to every relationship,” he added. “It isn’t just something Mark talks about. He has proven he executes against it.”

“Tom has earned national recognition as an innovative and forward-looking advisor from some of the most respected names in the industry, including Barron’s and Forbes,” said Dickerson. “Destiny Wealth Partners isn’t only adding bench strength, it’s adding important services, including Destiny Private Trust, a trust representative office of National Advisors Trust Company, that will allow me to start important conversations with my clients, especially those whose financial situations are complex or who need intergenerational planning.”

Mark joined the military right out of high school and had a distinguished military career. He is a veteran of the U.S. Army’s Special Forces and has been called back to serve his country on several occasions.  After completing a tour in Iraq, during which he was awarded the Bronze Star for service

in a combat zone, Mark retired from military service in 2009.
After his initial enlistment, he earned his baccalaureate degree in business administration at West Virginia University and started his career in the financial services industry.  He and his wife enjoy bicycling and traveling to bike trails around the country. He has also enjoyed climbing, skydiving, and completing an Ironman®.
For information contact him at 352.343-2700 or visit RuggieWealth.com.

Morgan Hatfield Earns SECO Energy Credentialed Cooperative Director Certificate

Ruggie Wealth Management Sr. Wealth Advisor and Partner Morgan Hatfield, who serves as the District 9 Trustee on SECO Energy’s Board of Trustees, recently earned her Credentialed Cooperative Director (CCD) Certificate from the National Rural Electric Cooperative Association (NRECA).

The CCD, which requires successful completion of five courses,  prepares directors/trustees to fulfill their fiduciary duty as elected officials serving on behalf of their membership. Collectively, the Trustees are responsible for establishing, reviewing and revising corporate policies.

We join SECO Energy CEO Jim Duncan in congratulating Morgan on her achievement, and willingness to serve the community.

Ruggie Wealth Interviewed by HFM Global for COVID-19 Analysis

Ruggie Wealth Management Founder and CEO Thomas H. Ruggie, ChFC®, CFP® was recently chosen to be interviewed by HFM Global for an article on what COVID-19 disruptions mean for investors’ operations and investments, and what strategies they’re eyeing.

HFM Week’s Sasha Federenko wrote the analysis piece for the publication which provides industry news and insights to the global hedge fund community. The publication features information on fund launches, research, investor updates, and informed industry analysis. 

The article pursued insights into what strategies investors are eyeing, what they’re looking to allocate now and what they’re holding off on. 

“COVID-19 has fast-tracked what I thought the future of investment will look like. The pandemic has accelerated the arrival of the future investment landscape, creating new winners and losers,” said Ruggie, who in 2022 was named to Barron’s Top 1200 Advisors for the 10th time and to the 2022 Forbes Best-In-State Wealth Advisors’ list which spotlights the top-performing advisors across the country.

“We’re eyeing long/short equity hedge funds to complement some of our clients’ portfolios with diversifiers. I don’t want to use only a small handful of managers. I’m looking for a proven track record as a stock picker to perform in good and bad markets. We’ve entered an era when stock pickers are going to outperform indexes,” Said Ruggie. “We have started significantly changing our view of what investments need to look like going forward.“ 

With three offices in Central Florida, Ruggie Wealth Management has been providing financial services for more than 25 years to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of independent RIA Destiny Wealth Partners, Ruggie Wealth offers a broad range of services and products to help clients pursue their financial goals. In 2016, Ruggie started Destiny Family Office to provide sophisticated financial and related concierge services to highly successful individuals and multi-generational high-net-worth clients. 

Destiny Wealth Partners has mapped out a growth strategy to align with a like-minded group of leading financial innovators who share a deep industry knowledge, vast network of specialized services, demonstrated investment strategies and abiding passion for serving clients. In January 2021, KCG Investment Advisory Services, LLC, in Savannah, GA joined the Destiny Wealth Partners brand family.

For more information, visit RuggieWealth.com or call 352.343-2700.

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Listing in any publication is not a guarantee of future investment success. These recognitions should not be construed as an endorsement of the advisor by any client. Barron’s rankings are based on factors including assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Forbes rankings are based on quality of practice, telephone and in-person interviews, client retention, industry experience, review of compliance records, firm nominations and quantitative criteria.

Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor.

Rob Clark Selected as Featured Speaker for UCF’s THE EXCHANGE

Rob Clark, CFP®, President of Ruggie Wealth Management, was the guest speaker for THE EXCHANGE, The University of Central Florida (UCF) College of Business Administration program designed to be a hub of ideas and educational activities that expands learning by connecting students with thought leaders, employers, faculty members and each other.

More than 100 students signed up for the session which was held remotely via Zoom.

Rob discussed the path his career has taken, starting with his schooling, first jobs, and the zigs and zags that led him to where he has gotten today. He also talked about the influence UCF had, and continues to have, in his career and his life, and shared how what he has learned can help students as they begin their own careers and journeys toward successful futures.

THE EXCHANGE is the culmination of student engagement efforts under the direction of the Dean, the Office of Professional Development and the External Relations team.

Our Spartans Crush It

Our team, comprised of Tom Ruggie, his son-in-law Dr. Jae Oh, son Christopher and Senior Wealth Advisor Jorge Romero finished the 2020 Spartan Race held in Fort McDowell, AZ. Spartan is the global leader in obstacle course racing challenging participants to push beyond their limits. They came in first among their financial team competitors – in under two hours. Aroo!

RWM Partners with National Advisors Trust Company to Bring You World-Class Trust & Custodial Services

Ruggie Wealth Management has expanded its trust solutions for clients whose financial, family or business needs require the services of a corporate trustee, by becoming a Trust Representative Office of National Advisors Trust Company, FSB (NATC).

With $10 billion in assets under administration, NATC is one of the largest independent trust companies in the nation. It is nationally-chartered and regulated by the Office of the Comptroller of the Currency, (a bureau of the U.S. Treasury Department) It is also a member of the Federal Deposit Insurance Corporation.

By working with NATC, your Ruggie Wealth Advisor and your estate planning attorney are able to create a solid, effective estate plan that helps you minimize estate transfer and gift taxes while providing a flexible trustee solution. Together, we help improve the overall transfer of wealth between generations, and help you remain confident about the future of your estate.

Your estate planning professional can work with you to recommend and establish the appropriate trust. They will appoint Ruggie Wealth as your investment advisor and NATC as a corporate trustee, co-trustee or agent for trustee. Families can retain as much involvement and responsibility with the trust as desired.

Individuals sometimes appoint themselves, a family member, attorney, or family friend as trustee of their trusts. We know there’s no one-size-fits-all trustee solution that works for every situation. For many individuals, the administrative aspects of serving as trustee are time consuming and challenging. It may be difficult to ensure compliance with the trust document.

By appointing Ruggie Wealth to act as the agent, the trustee will still retain fiduciary responsibility, while the trust company provides asset custody, trust-style statements and trust officer support.

Ruggie Wealth works directly with the trustee to manage trust assets, help perform trust administration duties as outlined in the trust document, such as distributions, statement production, tax reporting and bill paying and achieve the stated financial objectives.

For more information, talk with your Ruggie Wealth Advisor.

Trust Services

  • Revocable trusts
  • Charitable trusts
  • Irrevocable life insurance trusts
  • Special needs trusts
  • Irrevocable trusts
  • Institutional trusts
  • Agent for trustees

Custodial Services

  • Securities safekeeping
  • Income collection from securities
  • Settlement of securities trades as directed
  • Payment of funds when directed
  • Timely statement delivery
  • Custody for alternative investments

Retirement Plan Services

  • IRAs: custodian or trustee
  • Defined benefit plans
  • 401(k): daily valuation platform
  • Defined contribution plans
  • Roth 401(k) feature within a 401(k) plan

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