Tavares | Winter Park | The Villages

Rob Clark Selected as Featured Speaker for UCF’s THE EXCHANGE

Rob Clark, CFP®, President of Ruggie Wealth Management, was the guest speaker for THE EXCHANGE, The University of Central Florida (UCF) College of Business Administration program designed to be a hub of ideas and educational activities that expands learning by connecting students with thought leaders, employers, faculty members and each other.

More than 100 students signed up for the session which was held remotely via Zoom.

Rob discussed the path his career has taken, starting with his schooling, first jobs, and the zigs and zags that led him to where he has gotten today. He also talked about the influence UCF had, and continues to have, in his career and his life, and shared how what he has learned can help students as they begin their own careers and journeys toward successful futures.

THE EXCHANGE is the culmination of student engagement efforts under the direction of the Dean, the Office of Professional Development and the External Relations team.

Our Spartans Crush It

Our team, comprised of Tom Ruggie, his son-in-law Dr. Jae Oh, son Christopher and Senior Wealth Advisor Jorge Romero finished the 2020 Spartan Race held in Fort McDowell, AZ. Spartan is the global leader in obstacle course racing challenging participants to push beyond their limits. They came in first among their financial team competitors – in under two hours. Aroo!

Thomas Ruggie, CHFC®, CFP® Named To Barron’s 1200 Top Financial Advisors

Central Florida-Based Ruggie Wealth Management’s CEO Named for Eighth Time: Six Years Straight

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to Barron’s list of America’s Top 1,200 Advisors: 2020, the eighth time Ruggie has earned this distinction, and the sixth straight year.

As Barron’s explains, they publish their annual Top 1200 Advisors by State compilation to recognize advisors demonstrating exceptional professionalism, client service and community involvement. Among the factors the “Barron’s Top 1,200 Advisors” ranking takes into consideration are quality of practice, assets under management, revenues, and philanthropic work.

“It is an honor to again be ranked among our nation’s top financial advisors by one of the most respected names in the financial industry,” said Ruggie of the ranking which recognizes both an elite group of independent financial professionals and large wirehouses.

“I believe our clients turn to us because of our dedication to placing their interests above ours, for the strength of our processes and collective wisdom of our team, and for our unwavering focus on helping them achieve the financial goals they’ve been dreaming of and working for their whole lives. To once again be named among Barron’s Top Advisors is an honor that reinforces we are doing what we set out to do on our clients’ behalf.”

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of RWM Asset Management, Ruggie Wealth Management offers a broad range of services and products to help clients achieve their financial goals.

The firm has offices in Tavares, Winter Park and The Villages®, FL.

The Barron’s Top 1200 Financial Advisors is a select group of individuals who are screened on a number of different criteria. Rankings are based on data provided by over 4,000 advisers from across the nation. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Portfolio performance is not a factor. Please see www.barrons.com for more information. Ruggie Wealth Management has not paid a fee to be eligible for this award. Barron’s does not require membership or payment in order for award participants and/or applicants to be considered for an award designation.

About Tom Ruggie

Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom Ruggie is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of three books available on Amazon: Ruggie Rules, Financial Wellness: How to Improve the Retirement Outcomes of Your Employees, and Ruggie WealthCare Retirement Scorecard. Visit Ruggie Wealth Management online at ruggiewealth.com.

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Thomas Ruggie, CHFC®, CFP® Named Among Forbes 2020 Standout Wealth Advisors

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to this year’s Forbes Best-In-State Wealth Advisors’ list which spotlights the top-performing advisors across the country. He was ranked #5 in North Florida. Determined by SHOOK Research, the list is based on an algorithm of qualitative and quantitative criteria, including in-person interviews, industry experience, assets under management, compliance records, those who encompass best practices in their practices and approach to working with clients, and community involvement.

“Competition is steep to be selected for this list, and those who make the cut represent a very high level of achievement in serving their clients’ wealth management needs,” said Ruggie. “I believe our clients turn to us because of our dedication to placing their interests above ours, and for the strength of our processes and collective wisdom of our team. To be named to this list is an honor that reinforces we are doing what we set out to do on our clients’ behalf.”

According to SHOOK, “we scour the financial services industry—banks, brokerages, custodians, insurance companies, clearing houses and others for nominations.  Only about 2000 Advisors make the final listing.”

Unlike other advisor rankings, SHOOK Research creates rankings of role models—advisors who are leading the way in offering best practices and providing a high-quality experience for clients.

Neither Forbes nor SHOOK receive a fee in exchange for rankings.

Ruggie has received other national recognitions including being named to the Barron’s Top 1200 Advisors seven times and Financial Times Top 300 three times.

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of RWM Asset Management, Ruggie Wealth offers a broad range of services and products to help clients achieve their financial goals.

The firm has offices in Tavares, Winter Park and The Villages®, FL.

About Tom Ruggie
Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom Ruggie is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of three books available on Amazon: Ruggie Rules, Financial Wellness: How to Improve the Retirement Outcomes of Your Employees, and Ruggie WealthCare Retirement Scorecard. Visit Ruggie Wealth Management online at ruggiewealth.com and become a follower on Twitter and a fan on Facebook.

The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes or SHOOK receive a fee in exchange for rankings.

Thomas Ruggie, CHFC®, CFP® Named Among Forbes 2018 Standout Wealth Advisors

Ruggie Wealth Management announced that Founder and CEO Thomas H. Ruggie, ChFC®, CFP®, has been named to this year’s Forbes Best-In-State Wealth Advisors’ list which spotlights the top-performing advisors across the country. Determined by SHOOK Research, the list is based on an algorithm of qualitative and quantitative criteria, including in-person interviews, industry experience, assets under management, compliance records, those who encompass best practices in their practices and approach to working with clients, and community involvement.

“Competition is steep to be selected for this list, and those who make the cut represent a very high level of achievement in serving their clients’ wealth management needs,” said Ruggie. “I believe our clients turn to us because of our dedication to placing their interests above ours, and for the strength of our processes and collective wisdom of our team. To be named to this list is an honor that reinforces we are doing what we set out to do on our clients’ behalf.”

SHOOK scours the financial services industry—banks, brokerages, custodians, insurance companies, clearing houses and others for nominations, and received 25,732 who met their thresholds. Of those, 9,596 were asked to take an online survey, followed by phone or onsite interviews. Only about 2000 Advisors make the final listing.

Unlike other advisor rankings, SHOOK Research creates rankings of role models—advisors who are leading the way in offering best practices and providing a high-quality experience for clients.

Neither Forbes nor SHOOK receive a fee in exchange for rankings.

Ruggie has received other national recognitions including being named to the Barron’s Top 1200 Advisors six times and Financial Times Top 300 three times.

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of Ruggie Capital Group, Ruggie Wealth offers a broad range of services and products to help clients achieve their financial goals. Ruggie Capital Group recently launched Destiny Family Office to expand their continuum of services to high-net-worth clients.

The firm has offices in Tavares, Winter Park and The Villages®, FL.

About Tom Ruggie

Tom is a Chartered Financial Consultant (ChFC®), a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a veteran of the investment and financial planning industries who began his career in 1991 and subsequently founded Ruggie Wealth Management to serve individuals, small businesses and non-profit organizations. Tom’s entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management and related-companies into a continuum of financial services. Tom Ruggie is also a philanthropist who founded The Tom and Kim Ruggie Family Foundation, and the author of two books available on Amazon: Ruggie Rules and Financial Wellness: How to Improve the Retirement Outcomes of Your Employees. Visit Ruggie Wealth Management online at ruggiewealth.com and become a follower on Twitter and a fan on Facebook.

The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes or SHOOK receive a fee in exchange for rankings.

Ruggie Wealth Management Named to 2018 Financial Times 300 Top Registered Investment Advisers

For the third year in a row, Ruggie Wealth Management is pleased to announce it has been named to the Financial Times 300 Top Registered Investment Advisers (RIAs) from among more than 12,000 SEC-registered RIAs across the U.S.

“We’re very honored to receive recognition as one of the finest investment management firms by one of the world’s most prestigious and influential financial publications,” said Thomas H. Ruggie, ChFC®, CFP®, President of Ruggie Wealth Management.

“For 25 years, we’ve worked to make a meaningful improvement in the financial lives of our clients, and I believe this recognition is another wonderful yardstick by which to measure our team’s success,” he added.

More than 1,500 RIA firms were pre-screened prior to their consideration, and then evaluated across six criteria: assets under management (AUM); AUM growth rate; years in existence; advanced industry credentials of the firm’s advisers; online accessibility; and compliance records. There are no fees or other considerations required of RIAs that apply for the FT 300.

This is the fifth annual FT 300 list, produced independently by the Financial Times in collaboration with Ignites Research, a subsidiary of the Financial Times that provides business intelligence on the investment management industry.

According to them, “The final FT 300 represents an impressive cohort of elite RIA firms, as the “average” practice in this year’s list has been in existence for over 22 years and manages $4 billion in assets. The FT 300 Top RIAs hail from 38 states and Washington, D.C.”

Ruggie Wealth Management provides services to individual and corporate clients, as well as to a select group of endowments and foundations. As the flagship company of Ruggie Capital Group, Ruggie Wealth offers a broad range of services and products to help clients achieve their financial goals. Ruggie Capital Group recently developed a multi-family office called Destiny Family Office – which expands their continuum of services to high-net worth and ultra-high net worth clients.

The firm has offices in Tavares, Winter Park, and The Villages®, FL.

The Financial Times 300 Top Registered Investment Advisers is an independent listing produced annually by the Financial Times (June 2018). The FT 300 is based on data gathered from RIA firms, regulatory disclosures, and the FT’s research. The listing reflected each practice’s performance in six primary areas: assets under management, asset growth, compliance record, years in existence, credentials and online accessibility. This award does not evaluate the quality of services provided to clients and is not indicative of the practice’s future performance. Neither the RIA firms nor their employees pay a fee to The Financial Times in exchange for inclusion in the FT 300.

Winning Mentality in Wealth Management

Tom Ruggie doesn’t believe in shortcuts—whether choosing investments for his clients or getting through his CrossFit WOD (workout of the day). “I choose to do the most difficult workouts appropriate to my ability, and push from there.” For more than 25 years, he has applied this sort of winning mentality to his wealth management business. 

Tom attributes Ruggie Wealth Management’s success in large part to delivering a ‘fiduciary’ standard of client care—in which clients’ interests are placed first and foremost. “There is a tremendous need for fiduciary advice, free from conflicts of interest. I strongly feel that as independent Registered Investment Advisors we have a significant competitive advantage in our clients’ eyes, because we have positioned ourselves as objective champions of their financial success. We want to do things right, and that includes investing for a clear purpose that’s spelled out in depth in clients’ financial plans. We believe in making realistic financial projections, investing for the long term, communicating weekly, and when necessary, delivering hard messages about spending and retirement dates to keep clients on course. 

I love building teams and competing. Our team takes pride in playing a critical role in helping clients from across the wealth spectrum achieve their goals — ranging from a comfortable retirement to giving away fortunes. And for that, there is no shortcut.”

From the very first phone call…

Tom Ruggie is many things. He is a husband, father, entrepreneur, sports enthusiast, Chartered Financial Consultant®, Certified Financial Planner™, and one of Barron’s Top 1200 Financial Advisors for the eighth time. Whatever the hat, he believes that once the big things are done, it is often the little things that distinguish good from great. “Little things” like promptly returning phone calls or emails, immediately taking action when a need arises, proactively reaching out with new opportunities, and just checking in to see how things are going…all the things they don’t actually consider “little” at all.

From the very first phone call, Tom and the Ruggie Wealth Management team want to prove to you what it is like to have a firm that has been recognized among the top in the country make you their top priority. If this is the type of Financial Advisors you want, let’s talk. Call us today at 352.343-2700.

 

Securing An Estate Plan Brings Peace of Mind Today and Provides Hope for Tomorrow

It has been said by many wise people in various ways that studying our past gives context to the present and hope for tomorrow. Assessing your financial history and current reality leads into creating an estate plan as a part of your comprehensive financial strategy.

Having an estate plan can be one of the most effective ways of lowering estate taxes while providing for your family’s needs today and leaving a legacy for the future. As your estate planning partner, Ruggie Wealth Management may:

  • Coordinate with your attorney and CPA to implement your estate plan from beginning to end
  • Retitle assets to reduce or eliminate estate taxes or avoid probate
  • Conduct routinely scheduled planning reviews
  • Review and coordinate your philanthropic/charitable contributions

At Ruggie Wealth, our passion is to serve people and to see your financial goals come to life. Call us today at (352) 343-2700 to ask any questions or to set up a time to meet with our wealth management advisors. We are ready to help.

Pragmatic Retirement Planning by Professionals You Can Trust

When it comes to your retirement, we reject formulaic answers or cookie-cutter plans. At Ruggie Wealth Management, we avoid the temptation to idealize the road ahead. Instead, we look at where you are and where you need to be financially by looking at multiple indicators that can help you prepare and improve your financial health in the years ahead. We think through multiple scenarios, (for example, how do you best avoid outliving your money), provide action steps to help set you on the right course, monitor how you’re doing, and consistently communicate where you are in meeting your goals.

Our innovative Ruggie Method Distribution Strategy replaces conventional evaluation processes which determine how and when an individual’s retirement savings should be distributed, with a statistical method. This Ruggie Method Distribution Strategy is also ideal for helping foundations determine the optimum annual distribution of their portfolio balances.

Call us today at (352) 343-2700 to ask any questions or to set up a time to meet with our wealth management advisors. Planning for the future starts today. We are here to help.

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