The Ruggie Method Distribution Strategy
Developed by Tom Ruggie, this innovative strategy replaces the conventional evaluation process of determining how and when an individual’s retirement savings should be distributed with a new statistical method. The Ruggie Method Distribution Strategy also is ideal for application to foundations to determine the optimum annual distribution of their portfolio balance.
The Ruggie Method Distribution Strategy has been issued a patent pending status by the U.S. Patent Office.
Traditional method:
• Considers all retirees as the same, regardless of the amount of assets they possess or the amount of income they need from their portfolio.
The Ruggie Method:
• We run an analysis for total income needs, then evaluate income sources exclusive of investment portfolio and we finish by allocating the investment portfolio based on the statistical correlation of assets to income needed while making adjustments for all clients' risk tolerance.