Ruggie Wealth - Our Investment Philosophy

We believe that having the ability to provide independent & unbiased advice is paramount for both the success of our clients and our firm.
We believe that our compensation structure allows us to adhere to our goal of providing objective strategies that benefit our clients, not our firm.

Expenses have a negative effect on the performance of our clients' portfolios, thus we seek to provide the best management, managers and advice at the lowest reasonable expense.

We do not believe in timing the market. We do believe in evaluating a client's investment timeframes and then determining the proper course of action based upon all relevant factors.

We believe in pro-active management of a portfolio. At Ruggie Wealth, we utilize a tracking system developed to track and analyze any investment position held at the firm.
We believe in both an active and passive investment strategy. For efficient investments we utilize passive holdings (indexes, exchange traded funds, etc.) and for investments we believe to be inefficient, we actively manage the portfolio with various investment vehicles.
We believe that our clients need total return on their assets, not just income and dividends. We have developed an efficient strategy for clients with income needs from their investment portfolios.